David Mully’s Lender Insider MortgageLoan.com article about Finding a Good Mortgage Loan Officer

 

Here is an article I wrote for MortgageLoan.com :

Finding a Good Mortgage Loan Officer

You need a mortgage for a new home purchase or to refinance your existing home loan. It’s easy enough to find a lender. But harder to find a good loan officer. Or the right loan officer for your specific home financing needs.

Best Mortgage Lenders 2018

Shopping for a new mortgage loan? Looking for the best mortgage lenders? Looking for the best Loan Officers? Search for the best in your State. Ask a Lender brings you the best mortgage lenders near you. Before you buy or refinance a home, shop around to pick the best mortgage lender, broker or loan officer: https://www.askalender.com/best-mortgage-lenders/

After 28 years in the mortgage industry, I have learned many aspects of mortgage shopping, and have worked with thousands of consumers & mortgage professionals over the years. I am very familiar with all the online sources out there for mortgage shopping.

In my opinion, using an Industry source that has direct experience with lenders and loan officers, would be at the top of my list. I have known about Scotsman Guide since I began as a loan officer in 1990. For over 30 years, they have been the go to for mortgage professionals across the country. In my opinion, they know who are the best lenders to work with. I say this because, they work closely with lenders and loan officers on a regular basis, compiling data on production numbers that are verified through them. Only the top lenders and loan officers make their list each year. They know the industry better than most anyone.

To me, there referrals carry much more weight then most referral sources. Why? Because they know more about their lenders and loan officers than most other sources.

Consumers Please Contact Ask a Lender here: https://www.askalender.com/ or by calling (833) 556-5626 

Professionals Please Contact Ask a Lender here: https://www.askalender.com/for-pros/ or by calling (833) 556-5626 

Professionals Please Contact Scotsman Guide here: http://www.scotsmanguide.com/AboutUs/Contact/

 

About Ask a Lender:

Ask a Lender is your online platform to search for loans, connect with lenders and get financial information. With Ask a Lender, you keep your personal data safe and your lending options open. Ask a Lender is fast, easy and powerful — it’s the way to Borrow Wisely® www.AskaLender.com

Ask a Lender allows you to view lenders and their contact information without disclosing any of your personal information or registering for an account. You’ll never get unsolicited calls or emails — you’ll hear only from lenders you’ve selected.

Ask a Lender also empowers borrowers to Borrow Wisely® through a vast catalog of editorial content, including carefully researched articles written by our team of staff writers, and blog posts written by industry experts.

Ask a Lender is a unique online platform that helps borrowers connect with lenders directly while protecting their personal information. Ask a Lender provides unprecedented lender searches and educational resources required to Borrow Wisely®.

Company Overview

Scotsman Guide, the leading resource for mortgage originators, is published nationally every month in separate residential and commercial editions. Our magazines are available in print, as digital editions (www.scotsmanguide.com/digitalmag) and at www.scotsmanguide.com. We offer one free, ongoing subscription to every mortgage loan-origination office that brokers loans in the United States.

Products

Ask a Lender: www.askalender.com                                            Scotsman Guide: www.scotsmanguide.com
Scotsman Guide Top Originators: http://www.scotsmanguide.com/Rankings/
Scotsman Guide News: http://www.scotsmanguide.com/News/
Scotsman Guide Digital Magazines: www.scotsmanguide.com/digitalmag
Scotsman Guide Loan Post: www.scotsmanguide.com/loanpost
Scotsman Guide Wholesale lender search: www.scotsmanguide.com/rlsearch
Scotsman Guide Commercial lender search: www.scotsmanguide.com/clsearch

Hardcore Mortgage Real Estate and Business Show

Description: Weekly Real Estate and Mortgage Radio show every Saturday morning at 9:00 am EST. Weekly guest appear along with Capital Mortgage Funding’s own Harry Glanz, Harvey Freed and Alex Nefouse. Michigan based, the show answers questions from callers and discusses various real estate and home mortgage topics.

Watch new shows every Saturday @ 9:00 am EST. before they are posted on YouTube. To watch Live, please Visit and FOLLOW / LIKE our Facebook Show page: https://www.facebook.com/Hardcore-Mortgage-Show-162371320478068/

Hardcore Mortgage Show 07-22-2017

Click the link below to watch this show:

https://www.youtube.com/watch?v=iRgN8rPUld8

Call or Text 1-800-LOW-RATE (1-800-569-7283) to connect with one of Capital Mortgage Funding’s experienced Loan Officers or visit us online @: www.LowRateOnline.com , https://www.facebook.com/CapitalMortgageFunding/ , https://twitter.com/LowRateOnline , https://www.youtube.com/channel/UCFbLdaYkmYyUfbal2uCpZ4Q , https://www.facebook.com/Hardcore-Mortgage-Show-162371320478068/

Please see below for this show’s various segment topics.

Dan Dubensky, of Skyward Realty in Royal Oak, says #HomeListings have increased the last few months. Should #HomeSellers test the market? Dan on is the Seller motivated? Go to min. 2:00 to watch this segment.

Harry Glanz shares a conversation he had with a client wanting to offer more than the #ListingPrice because of #MultipleOffers on the house. Offering #Incentives is discussed. See min. 3:30 to watch this segment.

Caller Walter in #LakeOrion asks about selling his #Rental with current market conditions. The group dissects his situation. See min. 10:30. Caller Michelle asks about a home in #Hamtramck her Father and her own. See min. 18:45 for this segment.

Harvey Freed and the group discuss how good #Realtors and #Lenders prepare clients upfront on #Appraisal #value possibilities. Harvey shares a recent example. See min. 6:00

#DoddFrank prohibits Lenders from talking to Appraisers, #Realtors can. Dan Dubensky of Skyward Realty, talks about meeting #Appraisers at the home as an added resource (if needed). See min. 9:20 for this segment.

Harvey Freed on #HomePurchases doing dynamite and getting #Approval first. The importance of getting a True Approval and getting your documentation together gives you a lot more confidence in #MakingOffer. See min. 23:55

Harry Glanz on #Michigan #PropertyValues have come back. Harry and Harvey Freed on #Arm vs. #FixedMortgage and shortening the term when possible. Also, #NewConstruction and 6 month Lock Program is discussed. See Min. 49:10

Caller Brian from #Waterford on #Rent with Option to Buy. Harvey Freed talks about the advantages and disadvantages. Dan and Harry explain how they work. Usually for people who may not qualify for a #mortgage . See Min. 32:50

Caller Jim in #Adrian has a house on 3.2 acres and wants to #Refinance#Parcels are split but he wants to make them one Parcel. The group shares their views on pros and cons of merging or keeping them separate. See Min. 36:20

Caller Ed from #SterlingHeights wants to #PurchaseHome and the gang advises an #FHAloan based on his situation. He has been #Renting buts wants to be a #HomeOwner See Min. 38:20 .
Caller Mike from #Detroit wants to sell his #Home and the gang talks about #Comps for value. See Min. 40:10

Harvey Freed and Dan Dubensky of #SkywardRealty, discuss should you pay more for a house that does not need repairs Or #BuyHome for less that needs many renovations? Also, the effect of #MortgagePayments with $20k to $30k higher mortgage amount. See Min. 52:40

Call 1-800-LOW-RATE to speak with one of Capital Mortgage Fundings experienced Loan Officers or visit them online @: www.LowRateOnline.com

Appraisals and Home values in Michigan 2017

Interesting update on Appraisals and Home values in Michigan 2017. Listened to a real estate/mortgage related radio show last Saturday morning and wanted to share some of the updates, and a link to the show if you want to listen to it. Mortgage Loan officers, Realtors and Appraiser’s shared their professional updates.

List of 5 things that were discussed on the show:

1). Are current home values up or down in 2017.

2). What can a Homebuyer do if the appraisal falls short of the purchase agreement sales price.

3.) Understanding what comps an appraiser uses in establishing value.

4.) How the Realtor can help in value disagreements.

5.) The importance of a Mortgage Pre-approval before you shop for a home.

The Hardcore Mortgage Real Estate Business Show is LIVE! Call 248-539-9797.

Posted by Capital Mortgage Funding on Saturday, April 22, 2017

This radio show airs every Sat morning at 9am EST.. Capital Mortgage Funding’s President Harry Glanz, heads up the cast of mortgage and real estate related professionals each week. www.lowrateonline.com/hardcore-mortgage-show/